The Benefits of Disability Income Insurance

In the event of an accident, injury, or illness, it pays to be prepared. 90% of Long Term Disability claims are due to illness, and most Long-term Disability Claims are NOT work-related, which means they are not covered by workers' compensation.* This can have a major detrimental impact on your life and the livelihood of your family. Not working may be out of your control, but you can be prepared for the worst with reliable Disability Income Insurance.

How long can you go without a paycheck - 1 month? 6 months? What if the disability lasts even longer? Don’t let a temporary disability prevent you from achieving your goals in life – invest in Disability Income Insurance and rest assured that you will be back on your feet when the time is right.

Disability/Long Term Care Insurance

An Insurance Agency with Your Best Interests at Heart

Disability Income (DI) Insurance provides a benefit to help you pay your basic monthly expenses if you are disabled and unable to work. Here at Universal Insurance Agency of Dayton, Ohio, we can help you get on a plan that works within your budget and keeps you covered. Ultimately, focusing on recovering and getting your life back to normal is the most important task, which is why we are prepared to help you handle the rest and keep your focus in place. Contact us for more details, or email us at

*Council for Disability Awareness, Long-Term Disability Claims Review 2012.